I enjoyed working with Ryan
I enjoyed working with Ryan. Made the process easy. Treated me as if my business mattered. Many salesman just wait for the easy sale and don't won't to work. Thanks, Landon
By Landon
Monday, November 9, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
622 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
CIVIC delivers simple, honest, reliable lending for real estate investors. If you’re an experienced investor or a first-time borrower, with CIVIC you can go further.
CIVIC Financial Services (civicfs.com) has 622 customer reviews on The Fair Hearing, with an average rating of 4.7 out of 5.
622 approved reviews, newest moderated first
I enjoyed working with Ryan. Made the process easy. Treated me as if my business mattered. Many salesman just wait for the easy sale and don't won't to work. Thanks, Landon
By Landon
Chris Rosas, at Civic Financial Services, is truly remarkable, He is honest, caring, and firm on his convictions. He goes the extra step to help you out with the whole process. So, that you can achieve your goal. I highly recommend him for all your lending needs.
By Maria Mercades, Real Estate A.
Nice to work with. Good rates and terms !!!
By Michael
Jack Robinson is the BEST!! Huge asset to Civic Financial Services!
By Shiva Bina/Jason M.
Matt Marky worked overtime to get my loan closed on time. Very pleasant to work with. I'd highly recommend him.
By AJ
George is a great partner. Going the extra mile through the process to deliver on time closing.
By Gilbert V.
Very professional, transparent, smooth process, and a quick closing. Delivered as promised!
By Jerry
This is my honest experiences, the processes were too intense which was almost like dealing with a bank. Private lending was supposed to be almost seamless and less intuitive which is the reasons why it’s called Private Lending. Anyhow, Dara was quite patient with me and I hope things will go smoother for future project.
By Sopheak
Response from CIVIC Financial Services· Mar 19, 2018
Dear Sopheak, Thank you for taking the time to share your experience with us. Please know we are reviewing the details of your loan to improve CIVIC’s process for our borrowers. It appears that the “Conditions” required by our Underwriting Department were minimal, which typically reflect a quick internal process and funding. Would you mind providing me with a bit more information as to what aspects of our transaction were most difficult for you? Developing a relationship with a new client presents challenges that are alleviated in subsequent transactions. For example, we now have a majority of your documentation that we can use for our next loan file which will make the process considerably easier. We appreciate your business, and I hope we can work together on your future transactions as well. Best.