Arnold is Awesome👍💯
Have been working with Arnold for 2 years now-he is Awesome to work with
By Johnny K.
Monday, November 9, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
622 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
CIVIC delivers simple, honest, reliable lending for real estate investors. If you’re an experienced investor or a first-time borrower, with CIVIC you can go further.
CIVIC Financial Services (civicfs.com) has 622 customer reviews on The Fair Hearing, with an average rating of 4.7 out of 5.
622 approved reviews, newest moderated first
Have been working with Arnold for 2 years now-he is Awesome to work with
By Johnny K.
Jackie and Rebecca do a great job on my deals. The honor the pricing and have excellent customer service. They are always responsive with all methods of communication.
By Yenory T. O.
Good experience. Longer process than expected. Reps are Kind & professional.
By IDL
A lender I can trust always!
By Joey M.
Great to work with.
By Kurt
Brian FUNG and Kailyn Obenauer went above and beyond to make our loan closed smoothly without any hiccups. They were both in constant communication with us to let us know the status of our loan and to ensure everything would be completed in a timely manner. They really exceeded my expectations as I have done many loans with other lenders. I have already recommended Brian to my fellow agents and friends. Thank you Brian and Kailyn! We look forward to many more loans together.
By Ghislaine V.
This is the third time we work with Brian and Kailyn from Civic. And they are the best people you can ask for work with from a lender! They make everything so easy so fast and so smooth. Zero headache during the whole transaction, we will stay with them for sure in future for more flip business!
By Lynn W.
Another flip financed by our awesome dawesomen team at Civic financial. Big thanks to Brian and Kailyn for making the process ultra smooth and efficient. We could’ve closed in just one week! This is the A team at Civic Financial make sure you ask for them when you get your flip financing done. Brian and Kailyn, do I need to repeat it again????? Kirk The KLM Group, LLC
By The KLM Group, L.