BMO Harris BankReviews of bmoharris.com

I have been a BMO Harris customer for over 5 years. I their credit card and recently they closed my account without telling me. I received no warning that they were going to do this, and I have received no explanation as to why it was closed. I am a senior, I have an excellent credit score, and I always paid my credit card bill in full and on time. I have NEVER had any other credit card company drop me like what BMO did. They say that they value their customers and that they treat their customers with respect. What they did to me, without a notification, and without an explanation is not respectful. It left me having to search for another credit card, I had to make other quick arrangements for auto pay accounts that were being paid for thru that BMO credit card so that I would not be charged late fees. I would not recommend BMO to my worst enemy. I hope they get the results they are looking for by dropping good customers like me.

I think its very lousy on your part to cancel my credit card due to terms and conditions, whatever that means, and NOT NOTIFY your customers before hand that you are in fact closing a customer's account. Instead you let vendors get a decline notice when they attempt to charge on my good standing account and then let the customer scramble for alternative payments. This is a lousy business decision. I will make sure to spread the word through social media about your unscrupulous business practices. I will await your letter explaining your business decision. Again, not notifying your customers BEFOREHAND, is really a big mistake and very lousy. Scott S. BMO Card client P.S. How hard is it to email a customer and let them know thirty days in advance? Also, letting a customer wait 30 minutes for a customer service rep via phone is lousy.

I have had a BMO Harris credit card for two years. I have never missed a payment. All of a sudden, out of the blue, they notified me that they were closing my account. There was no pre-warning or reason given. I had rewards still on the account and after I spent one hour on the phone waiting for a representative, they told me that these are forfeited and that there was no way that I could redeem them. I have never had something like this happen with any other card company.

If I could give zero I would. Been a customer with my CC for 30 years when it was M&I, they just cancelled for no reason and stated it was not up for negotiation. Thanks BMO for messing up my credit score as that card was one of my longest running cards with a large credit limit. Since you are Canadian owned, I’m guessing it’s because I’m In the US.

Received a letter today, April 15 . Letter sent April 10th. Account closed March 31! No warning, no email, text, no notice on the account, which still shows open online. I had some recurring utilities on this card that were charged on the 9th, and denied. No I was not in default, I use the card and pay regularly, excellent credit and sufficient income. Fortunately I was able to take care of the denied charges with no penalties. However the abrupt closure will ding my credit. Be very… See more

I had a credit card through BMO Harris for over two years. I made every payment on time, and paid my balance in full every month. My credit scores on all 3 services were over 800, so my credit was excellent. And on March 31, my card was cancelled. When I asked them why, they said they can cancel my card at any time for no reason. So be careful about doing business with them, because they can pull the rug out from under you.

I just got a letter from BMO that they chose to close my account. I wonder if they know that people will not have money very soon to pay their debts. They used my account as an example. Well , they can go to he double hockey stick with my credit card.. And possibly now with my debt.

Would give 0 stars if I could. My credit card was closed on 3/31. I had no idea until I called yesterday for a declined purchase. The rep said I’m sorry to inform you your account has been closed, there is no reason and we can close your acct any time without reason (I understand this is the case with all credit cars). I was never late or even near my limit. Was told they mailed out letters on 4/11, when account was closed on 3/31. Was also told this happened to a lot of people. I think it is retaliation to the tariff situation. I say Good riddance, will never do business with them again.