Tuesday, November 3, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
285 reviews
ARF FinancialSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
As the #1 direct lender for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products to fulfill your individual business goals.
ARF Financial (arffinancial.com) has 285 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
285 approved reviews, newest moderated first
Celeste has been always very helpful and understanding my needs and urgency for my requirements in business have always been very happy with her and Arf support for my business and always recommend anyone who needs money for business
By Anupama
Megan went over and beyond to deliver full customer satisfaction. She did not quit until she delivered what she promised to deliver. We appreciate her hard work and dedication to excellence in customer service!
By George T.
Prompt and professional service
By Manmohan
Celeste is awesome. She explains The process patiently and helps through any questions until the deal is done. And that’s why I have used her and her company to help me about five times now .
By Viral P.
Celeste has been an incredibly valuable partner in our efforts to expand our new business growth. With amazing insight towards the industry and a compassionate understanding of the operators point of view, she has truly been amazing to work with!
By Kenneth
ARF has been a great help to my business. As any business owner I would like the fees to be lower and terms to be longer but all in all it works for me. Also Becky has a great person to work with she has always strived to get me the best in a short amount of time. She has really been there for me. Thanks for helping make my business a success.
By James
Easy to work with and best rates
By Borrower
karen coleman is a very knowledgeable, caring sales rep for ARF. She is quick to respond and very helpful in providing whatever service I am in need of.
By Burton
