Mark was very quick in responding and…
Mark was very quick in responding and super friendly
By Hongchau
Wednesday, November 4, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
285 reviews
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As the #1 direct lender for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products to fulfill your individual business goals.
ARF Financial (arffinancial.com) has 285 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
285 approved reviews, newest moderated first
Mark was very quick in responding and super friendly
By Hongchau
I've worked with Claire a couple of times and she is always great. Very quick, through & has a fun sense of humor.
By Charles
ARF, makes it easy qualify, it almost effortless, as well as our Rep always keeping in contact with us and when ever we call or email, his availability is 100%. We have been with them for years and hope to stay for years to come.
By Robert
Lori Barbara has been amazing to work with. Lori understands the restaurant business and is focused and efficient. More importantly, Lori cares about her clients success - she is not simply "trying to make a buck." I would recommend Lori unequivocally to any business owner. Naima Germantown Pub Nashville, TN
By Naima
We have always been given excellent customer service and help when needed. All of our questions are always answered timely and knowledgeable. Claire has been extremely helpful as our lender and I would highly recommend ARF if ever asked .
By Sundee
Marie, she is very helpful, and explains everything very good. very professional .
By Aksarapak
Very good customer service
By Bradley
My experience with Marisol and Celeste have been remarkable. They are easy to work with and willing to give extra time and attention to a particular submission. Marisol really goes above and beyond, providing good deals and great rates, and will continue to have my business for the foreseeable future.
By Antoine J.