Great experience
Great experience, easy to fund. Lauren was a great help, will definitely start funding more deals with you guys
By Vincent
Wednesday, November 4, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
285 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
As the #1 direct lender for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products to fulfill your individual business goals.
ARF Financial (arffinancial.com) has 285 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
285 approved reviews, newest moderated first
Great experience, easy to fund. Lauren was a great help, will definitely start funding more deals with you guys
By Vincent
Fast & reasonable pricing. Great follow-up. Respectful to customers.
By George
ARF is the best in the industry. Marie really listened well and really represented us the way we felt completely satisfied. I would highly recommend ARF and Marie to anyone who's seeking short term business loan. Great job ARF and Marie~~
By Kimberly L.
Marie is an excellent business partner. She really goes out of her way to help business clients.
By Edgar
Efficient and responsive to the Max. Professional staff. Wonderful
By Leonard
Celeste Deal is awesome. Smart, capable and organized. I am happy to refer her to my clients.
By Elizabeth
Karen Coleman and other people make going through the process very easy from the beginning to end and even a follow up to make sure everything is OK.
By Denis
Karen is fantastic!!! ARF Financial has helped me expand my business several times. Excellent service, professionalism, and ease of obtaining funds. I have been in the food business for over 25 years and have never found a lender as good as this. I used to work on the corporate side for Domino's Pizza, A&W Restaurants, and The Coffee Beanery. I now am a franchisee of Wetzel's Pretzels and The Coffee Beanery. Bravo!!!
By Mike