Wednesday, November 4, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
285 reviews
ARF FinancialSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
As the #1 direct lender for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products to fulfill your individual business goals.
ARF Financial (arffinancial.com) has 285 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
285 approved reviews, newest moderated first
I can't say enough about Celeste and her team! They were able to get me the funding I needed quickly and easily. They were fun to work with and I look forward to having a continued relationship with them for years to come! Thank you again for all your hard work!
By Sharon T.
John was great to work with. Very knowledgeable and very good with communication all the way around. Definitely looking forward to working with John and ARF more going forward.
By Alex
It has always been a pleasure to work with Lauren and our client was extremely satisfied. We look forward to continuing our relationship with ARF and Lauren.
By Clarence
Great product and great company to work with.
By Daniel
My contact Celeste was the best. She walked me through and went the extra mile to get me my loan. Awesome experience!
By Kainoa C.
In less than a week that I partner with ARF Finncial I managed to fund a deal with Celeste's great support!
By Juan
WOW! The experience with Marie was amazing. She kept me informed of the process every step of the way. She was timely, extremely knowledgeable and honest in the process. Would definitely recommend and use ARF again in the future.
By Emma
ARF Financial was able to get me the financing that I need for my business now. From the time that we had our first conversation to the day I was funded was less than 1 week! Celeste was excellent! She is very sharp and organized! If I could rate them at 10 stars, I would.
By Garrett
