Wednesday, November 4, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
285 reviews
ARF FinancialSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
As the #1 direct lender for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products to fulfill your individual business goals.
ARF Financial (arffinancial.com) has 285 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
285 approved reviews, newest moderated first
Marie and Amy were extremely helpful during the loan process. They worked diligently and were extremely professional! I would most definitely recommend ARF Financial if you need some extra financial resources.
By Kimi
Great to deal with straight forward no B.S. THANKS FOR ALL YOU DO.
By John
Smooth easy process. We needed a line of credit in order to support our business expansion and Celeste and her team worked diligently to close the loan before us leaving for vacation ! Great and transparent communication. We will only work with ARF
By Katrina M.
My experience was fantastic. Steve, was very clear, efficient, thorough, and transparent when explaining everything to me while processing our line of credit. The entire transaction smooth and I really felt like we were part of a team pulling towards the same goal. IN the end it only took a few days to complete the transaction and I would highly recommend Steven and his team at ARF
By Greg
Ms Marie Lokmanyan Was the best in walking me through the process of funding. There were many moments that I felt unsure of what I was doing. She assured me and convinced me it was the best way to go for my company to grow. She was knowledgeable about her work and displayed patience with me. Every question I had she answered very thoroughly I recommend her and her team very highly. She has stayed in touch me even though I had received Funding already. When she said funding would be able, it was available at that moment at my bank. Awesome!
By Essie
Great Company
By Earl C.
Karen Coleman and her staff was unbelievable as they walked with me through the whole process helping me to succeed in my endeavors !!!
By KK
Customer experience! We are a women owned business and the timeliness, communication and trust with ARF was night and day with our previous experience. Karen and Celeste worked tirelessly to help us, communicating throughout the process and delivering honestly. We can’t speak highly enough of our experience!
By Visnja
