Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
393 reviews
ZinchSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Formerly known as Merchant Capital Source, the team at Zinch has been providing fast and convenient financing solutions for small businesses since 2004. Our goal has always been to make financing inclusive: offering solutions that are easy to understand and use. With our focus firmly on financial flexibility, weʼre in business to help small businesses thrive.
Zinch (zinchfin.com) has 393 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
Showing 357 reviews with 5 stars · Clear filters
I love this loan that they provide i was able to get out of debt for the winter pay my bills up everything is paid off for the summer and they didn't have to do a credit check or anything it really saved me
By Monique M.
Merchant Capital Source and it's staff are well worth looking into if you need a way to aquire working capital for your business. I have used this company more on more than one occasion and I have never had any issues to speak of . Honest, fast and courteous!! Don't hesitate to use Merchant Capital Source for your financial needs.
By Denise
Everything went smoothly. Process was fast. Money was wired to my account as promised. I am very satisfied and would use Merchant Capital again.
By Ken G.
Eric and Alan are very helpful, they have a great customer service and they are on top of their game. fast funding.
By Roland S.
If you are going to use a Cash Advance company, I highly recommend MCS. Any cash advance is expensive, but at MCS you will receive excellent service from people you can talk to. The office is small enough that you can find the same people to speak to without having to go through barriers or screeners. They have worked with me over the years through a variety of situations, and they continue to do so.
By Nicholas Y.
