Couldn't be happier
They helped get us some funding right away. We were able to get some extra stock and keep our business growing.
By Candace Z.
Monday, November 9, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
393 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Formerly known as Merchant Capital Source, the team at Zinch has been providing fast and convenient financing solutions for small businesses since 2004. Our goal has always been to make financing inclusive: offering solutions that are easy to understand and use. With our focus firmly on financial flexibility, weʼre in business to help small businesses thrive.
Zinch (zinchfin.com) has 393 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
Showing 357 reviews with 5 stars · Clear filters
They helped get us some funding right away. We were able to get some extra stock and keep our business growing.
By Candace Z.
Merchant Capital has been a great funding source for our Company the past three years. I would recommend any small business owner to utilize this company!!
By Tim H.
Very professional every member of the team I dealt with were a real pleasure to deal with. The process was seamless. These guys have helped me to expand my product line!!
By William B.
They are easy to deal with every-time .
By Michael M.
completely satisfied
By Theresa D.
Great team!!!!!!!!!!!
By Brian G.
Fast and consistent
By Cristina Z.
they help you every step of the way. they work with you
By Dean G.