Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
24 reviews
Payoff FinancialSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Payoff Financial offers consumers overwhelmed by debt and high-interest rates a debt consolidation solution. By combining debts into a single loanwith lower interest rates, Payoff aims to help individuals pay off debts faster and reduce monthly payments, simplifying their finances.
Payoff Financial (payofffinancial.com) has 24 customer reviews on The Fair Hearing, with an average rating of 5.0 out of 5.
Showing 24 reviews with 5 stars · Clear filters
Everyone I’ve spoken to at Payoff has just been so understanding and is a great feeling to have them on your team. Oh, and getting an affordable monthly payment with plan to get out of debt is a plus! ;)
By Nichole
Response from Payoff Financial· Aug 29, 2023
Thank you for the awesome review! We are with you every step of the way to get out of your debt. Please let us know how we else we can help .
Thank you for listening to my needs and what I want. Super grateful to be approved with a lower payment and plan to get out of debt! What a relief.
By Stacey B.
Response from Payoff Financial· Aug 29, 2023
Thank you for the review! Let's get you out of your debt!
I had a great experience with the team at Payoff Financial - they were highly knowledgeable and helpful, and the process was smooth and efficient. Which I appreciate it, as I have enough stress and a busy schedule as it is. I appreciated their patience. This decision has allowed me to pay off my debt and be financially stable. Thank you!
By Arlene N.
Response from Payoff Financial· Aug 29, 2023
Thank you for the awesome, detailed review! We try to make it as painless as possible and get you on your way. We're here for you, please let us know if you have any questions.
My agent was so helpful, she was kind and walked through every detail with us. She did not judge us at all and made us comfortable. She was able to get us a lower payment and get out of our debt in 3 years! Thank you!
By Manny A.
Response from Payoff Financial· Aug 29, 2023
Thank you for your great review! So glad we were able to assist. Thank you again!
So glad I got in touch with Payoff. Qualification only took a few minutes and was able to save hundreds of dollars a month! Cynthia was so kind and empathetic to my situation. Such a huge relief!
By David
Response from Payoff Financial· Aug 25, 2023
Thank you so much for your review! And we're so happy that we got to assist you!
The process was so quick and easy! Can’t believe I qualified for a lower payment and I can now see a light at the end of the tunnel. Everyone I spoke with was so pleasant and great to work with!
By Nat D.
Response from Payoff Financial· Aug 25, 2023
Thank you so much for the great review! We are so happy to be able to help and get you on the right path! Please let us know if you have any questions any time!
I can finally sleep at night. Finances are finally under control. Wish would have found payoff financial sooner. Thank youuuuu
By Lilly V.
Response from Payoff Financial· Aug 25, 2023
We're so glad we can help! And that you can sleep at night! :) We're here for you any time! Thank you!
Such a great experience with Payoff Financial! They understood and listen to my needs and was able to get a lower monthly payment and get out of that much sooner than what I’m currently doing. And my agent Marcus was just fantastic. He was empathetic and caring about my situation. I highly recommend!
By Michelle M.
Response from Payoff Financial· Aug 25, 2023
We are so happy your experience with us exceeded your expectations. We'll be here any time you need us and please don't hesitate to reach out for anything! Thank you for the great review!
