Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
460 reviews
PayabilitySelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Payability provides fast, flexible funding to online sellers based on their marketplace sales history. We help businesses grow faster by providing the capital they need to buy larger inventory purchases, spend big on advertising, and operate their business. We also offer accelerated next-day payouts to sellers using marketplaces like Amazon that usually take weeks to pay sellers. So far, we've provided over $3 billion to eCommerce entrepreneurs. As we continue to grow as a company, we're focused on expanding to new marketplaces and offering a larger variety of flexible funding products.
Payability (payability.com) has 460 customer reviews on The Fair Hearing, with an average rating of 4.6 out of 5.
Showing 396 reviews with 5 stars · Clear filters
Payability is a service that has been needed for a long time. So difficult for small business to wait 2 weeks to receive funds. Payability gives us daily access to our Amazon money for small fee and we have been able to get more inventory in. Big help and their customer service is superb!! Would recommend to anyone
By SOK S.
As the title says... fluidity! If you have a fast rotating stock on a third party platform, this allows you to get your funds immediately instead of on a payout schedule... this means you can order more shipments of stock sooner, which hits the shelf sooner, which makes $ faster. It provides the leverage boost of a loan, but without the credit hit or the risk (since payability only charges you based on what you sell, if a meteor hits your warehouse and your inventory explodes you don't owe a ton of money unlike a bank who would say something like "tough luck kid, pay me". Simple and clean site makes getting funds a breeze and the developers are actively working on upgrades to the system.
By Jacob R.
I used to have little rushes of sales, and then shut down my store when my cash flow got so low that I could not afford additional inventory. I would then wait until Amazon paid out 17-18 days later, and then start the cycle all over again. Since starting with Payability I have not had to shut my store down. I can quickly turn the money over and invest in more inventory before I sell out of my preexisting inventory and my sales have quadrupled already and its only been a couple of months. To say I'm happy with them is an understatement. I'm overjoyed, relieved, and grateful that they have made it possible for me to reach my sales goals faster than I thought possible with the limited funds I began with.
By Phylicia Phee-Phee C.
Ive been using their service for 2 months now and I'm glad i have. Been able to take advantage of quarter 4 getting the funding i need to invest in more product getting them into amazons wharehouse faster, instead of waiting for amazon to pay me in 2 weeks. In every business you have expenses, this is minimal if you want to scale faster. No problems so far and they are quick to respond to questions.
By Nicholas F.
Great customer service. Deposits are on time. Great for building FBA capital.
By Andrew L. P.
i was nervous about using this service but a trusted friend of mine uses it and i signed up and 1 month in im loving it
By amazon S.
Working with Payability has been great. The service they provide is perfect, it has helped our cash flow and has given us a new tool as we continue to grow in e-commerce. We are especially grateful to Alison and Susan from the Payability team, they were great about follow-up. I highly recommend Payability, and am happy that we are working with them.
By Rae A.
Using Payability advance funding has had a huge impact on our ability to purchase inventory faster during the busy holiday shopping season. It is a very simple process and works just as they describe. Very much worth the cost of the service. Highly recommended!
By Jon R.
