moderation
Martha was able to extend the term of the moderation which allowed the monthly rate to be lowered. I was actually looking to obtain a loan to pay off everything in full but will work with the moderation
By Linda
Saturday, November 7, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
224 reviews
Select a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
We help you find the best consolidation option. With just one application we have access up to 25 lending partners and potential multiple loan options.
First Choice Consolidation Group (myfirstchoiceplus.com) has 224 customer reviews on The Fair Hearing, with an average rating of 5.0 out of 5.
Showing 219 reviews with 5 stars · Clear filters
Martha was able to extend the term of the moderation which allowed the monthly rate to be lowered. I was actually looking to obtain a loan to pay off everything in full but will work with the moderation
By Linda
Fantastic awesome
By customer
Cece is very helpful and knowledgeable!
By Steven D.
Ellen made this so great and easy to understand. She was very knowledgeable and kind.
By Lynn D.
Person I spoke to was very knowledgeable and friendly. Easy to talk to and easy to work with with regard to my debt consolidation.
By Jacqueline L.
Martha Garcia was a FANTASTIC lady to work with. She walked me through what to expect in the program. She was wonderful.
By customer
Ellen was such a pleasure to speak with. She was knowledgeable, caring, and very friendly. She made a bad situation so much better in more ways than 1. 👏👏
By KS
Cece was phenomenal at explains everything. She answered all of my questions and was available when I had more questions. Thank you very much.
By customer