Odie Pet InsuranceReviews of getodie.com

I've been waiting 67 days for payment on my claim. I provided all past medical history and was told by support that they had all the documentation needed to process my claim. Well - here I am, STILL waiting. The second I get my payment, I'm cancelling and switching to a different insurance. Unbelievable!

Disaster. I've been waiting for 45 days for my claim to be reviewed and no signs of anything. I've emailed to check status and no answer.

I was with Many Pets insurance until they sold their USA business to Odie. All pre- existing conditions while with ManyPets were to be covered. This is stated in writing on the Odie website. I had claims denied with Odie saying the illnesses were pre-existing condition. (These would have easily been covered by ManyPets.) Odie will not answer calls. They say to call or submit an email to their support group who take weeks to get back to you. Never could talk to anyone! I had one claim in for 2 months before I sent in an email to see what's going on! They said it would take another 7 to 10 business days to review. Their company strategy appears to be delay and deny! Corrupt. Corrupt. This is a SCAM company! Do not even consider using them. I emailed and told them 3 months into the policy that they are no longer authorized to charge my credit card and I was ending my policy. If you use this company you will be very sorry and loose a lot of money as they happily collect the monthly premiums while denying the claims !! SCAM.

THE WORST EVER! Total gaslighting. They don't answer phones. Keep asking you OVER AND OVER for the same things you have already sent in, just to pretend to keep working on your claim. So shady. They upped my premiums, upped my deductible, lowered the percentage of total coverage and have never, not ever paid even one claim. They need to be sued.

They promise they process claims within 3 weeks and nothing has been done except for asking for documentation I’ve already sent. At this point, I’m expecting they’ll deny everything. Even if they pay, I won’t trust them. If my cat didn’t have a pre-existing condition (from after I started the policy), I’d cancel and get insurance elsewhere.

Over a month for processing. After submitting BBB complaint, they processed yet am still waiting for payment to hit my financial institution 6 days later

Like other reviewers here - I was a loyal ManyPets customer & was transferred to Odie this summer. They are great at taking your money - but THE ABSOLUTE WORST at responding back to inquiries & they REFUSE to pay anything! With ManyPets - they never questioned what the claim was if it was a prescribed medication or a vet visit. After arguing via email (not - NO VOICE customer service), I got, "we need your pet's vet history"..... I sent everything I had. My pet is a rescue, so I didn't have records from when she was a pup... "we need more information"... and when I told them I didn't have it nor could I obtain it, they came back & said, "read your policy - see the exclusions"... and when I read it, they don't even cover vaccinations, medications, or even dental! This company is a scam & I can't wait to find another!!!!

If I can talk even one person out of using them, that’s a win. Odie is insanely expensive, insanely slow, and denies everything. Avoid Odie Pet Insurance. Compared to ManyPets, they’re not even in the same league. Ever since my pet insurance got transferred from manypets to Odie over last year, I naively thought Odie would be comparable to ManyPets. Nope — Odie gives off pure greed and shamelessness in everything they do. A simple wellness exam claim has been stuck at “Submitted” for a month. But a dental claim I submitted after that — just a few toothbrushes — which used to get instantly approved under ManyPets, was immediately denied by Odie. They said I can only buy from their “approved list,” which is a tiny PDF that says toothbrushes and dental additive water must be purchased from one sketchy website I’ve never heard of. Amazon, Chewy, Petco, None of them has this brand's products. The brand is called HealthyMouth LLC. That crappy website is ridiculously overpriced and doesn’t even offer online checkout — you have to call them. When I pushed Odie, they insisted this company is “legit” and they’ve bought from them before. I called the company, and their voicemail told me their facility burned down in the LA wildfires and they’re barely recovering. So u cannot order from them either. Went back to Odie — they still said no. Must buy from the list. And the list is basically all products from that same crappy company which got burnt into the ground. Balls are kicking and claims are denied. Bravo, Odie. Bottom line: you pay them a ton of money every year and they still find a way to reimburse you nothing.