Wednesday, November 11, 2026 · Customer reviews of US businesses
The Fair Hearing score
Average
5 reviews
E Mortgage CapitalSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
E Mortgage Capital is a premier mortgage company established November 2005. We specialize in smart financing solutions which accommodate every spectrum.
E Mortgage Capital (emortgagecapital.com) has 5 customer reviews on The Fair Hearing, with an average rating of 3.4 out of 5.
5 approved reviews, newest moderated first
Crappy service will never use them again! They refinanced charged me a ton in closing and didn’t include escrow??? It was a nightmare to get fixed thru next mortgage co who bought the loan. Email Michael kattan he could have cared less and never heard back from emortgage corp? Rip off
By Mel H.
They just won't stop calling no matter how many times I ask them to stop.
By J J.
Response from E Mortgage Capital· Mar 10, 2026
We take customer feedback seriously and reviewed our records in response to this review. At this time we have been unable to identify any customer or applicant associated with the information provided. If you interacted with our company, please contact our compliance team so we can locate your file and investigate your concerns.
Judy Ainslie made my first home buying experience not so scary or confusing, but fun exciting great learning experience. Everything went smoothly and painless. She answered all my newbie questions very kindly and quickly. I really didn't feel uncomfortable asking her anything during the process. The mortgage company also had all the procedure easy to follow through and sending and receiving documents and forms was simple and not hectic. All the documents in one place. I recommend Emortgage capital for first home buyers with lots of newbie question. And I will definitely goto them again and look for Judy Ainslie for my next home.
By Kenny S.
Joseph Shalaby was recommended to me by my realtor and was AMAZING every step of the way! We did a 21-day escrow and he was quick and efficient and made the process as easy as it could possibly be, writing letters, making calls and connections, and giving us al necessary information. I would definitely use Joseph Shalaby again.
By James T.
Joseph Shalaby and his team at E Mortgage Capital we're responsive, knowledgeable and easy to work with. Highly recommended.
By Diksha T.
