Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
481 reviews
Credit VersioSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
It's no secret. The best way to delete inaccurate negative items from a credit report and increase credit scores is by mailing dispute letters to all 3 credit bureaus, by yourself. Fixing your own credit used to require a ton of work and a bit of luck. But now, Credit Versio makes fixing your credit and increasing your credit score fast and easy. Dispute any account on all 3 credit bureaus all in one place. Credit Versio can help you delete these accounts from Experian, Equifax, and TransUnion: Late Payments, Repossessions, Charge Offs, Foreclosures, Collections, Judgments, Inquiries, Bankruptcy.
Credit Versio (creditversio.com) has 481 customer reviews on The Fair Hearing, with an average rating of 4.5 out of 5.
Showing 31 reviews with 1 star · Clear filters
I tried twice with the letters to credit agency. They do change status of collection from charge off to closed then they reverse it back again. I did not open these accounts, but it still show on my collections.
By Charles T.
I was a member for 16 months at a cost of over $300 and sent approximately 50 letters. Not a single item was removed, just a huge waste of time and money for automated uselessness.
By Fsunka
I've had this thing for 6 months and it was a waste of time. ABSOLUTELY NOTHING got repaired or deleted. I'll never recommend this bogus service to anybody!
By Lex
I'd use the service for the last 3 months, overall I would say it's not worth the money you spend. If it's a validated debt, and you know it's a validated debt! credit card company or the collection agencies not going to remove that negative report from your credit score! I hate to admit it, but that's just the facts, I did the three-letter things, it's a waste of time! All you do is notified all the creditors or the debt collectors where you're at. The real way to do if it is, just start paying off your bad debt. There's really no way around it. Get yourself another credit card/ secured or unsecured. then transfer the debt over to credit cards little by little and start making payments little by little. That way, you're paying off the debt, and you're building credit at the same time.
By business O.
This site sounds good but after you send the first round of letter's out TransUnion will decline your request. Credit version will tell you in the next month you will need to send a new dispute to TransUnion. You just wasted a month that you payed for. Then the other credit reporting agencies did not remove anything. They want you to keep extending till the next 40days . Not worth the money.
By Reuben G.
My money was taken after I canceled my subscription, for some odd reason the cancellation didn’t go thru, so I had to do it again within the month after my money was taken off my card. I didn’t get any help from the program. Please stay away from it.
By Chelsea C.
I have over 35 accounts and a number of inquiries. I watched all of the videos and used the suggested templates and communications cadence. Somehow this process triggered a number of negative items to surface on my report (some correct) and my credit score dropped between 50 and 100 points depending on the credit reporting agency. Overall, I only had one negative item deleted, a very small account which had no impact on my score. What Credit Versio does not disclose is that a credit review process can actually make your credit score worse. In my case, the lenders who had stopped reporting a delinquency now report it monthly. If this was communicated up front that this process actually tips off lenders to report MORE negative information, I would not have paid over $100 to see my credit score tank.
By Daniel K.
I had to cancel my account cuz they didn't removed nothing from my report I paid my money for no reason....
By RENARD
