Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
316 reviews
Credit DirectSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Credit Direct is a new kind of consumer credit provider that makes access to funds simple. Our straight forward approach to lending is designed to get you from application to funding in as soon as 48 hours. To get you the best offer available we lend directly as well as through our select partner network. Sometimes we don’t have the best offer, and we are okay with that. Our online application process takes minutes to complete and won’t hurt your credit score. Select the amount you need to borrow, submit your application, review your loan options, and sign for your loan. Our rates and terms are clearly presented so you can make the best decision for your financial situation. Plus, if you have any questions, our friendly representatives are here to help. Now that’s money made simple!
Credit Direct (creditdirect.com) has 316 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
Showing 285 reviews with 5 stars · Clear filters
Definitely a great company with a smooth process! The customer service was very easygoing and efficient, and approval was quick! Thank you Kyle Leinbach!
By Corvante D.
Response from Credit Direct· Feb 12, 2021
Thank you so much for the positive feedback!
My Credit Direct advisor is extremely knowledgeable and helpful in this area! Thank you Ms. Rita Barber.
By Neil
Response from Credit Direct· Feb 12, 2021
Thank you so much!
I spoke to Roland Smith. He was very helpful and answered my question about filling out the loan request and has been responsive via email to any inquiries I have.
By Craig
Response from Credit Direct· Feb 12, 2021
Thank you for the 5 star review!
Fue una esperienza muy agradable i fácil de aplicar i el interés muy bajo i los pagos son negociables I marcos fue muy amigable muchas gracias
By Soledad P.
Response from Credit Direct· Feb 12, 2021
Muchos gracias!
I was so happy with the help of Sean Holmes for securing a loan from lendingpoint . In less than a few days after submitting the required documents funding straight in to bank. I never have this kind of service before. I did have very bad experience with “loan me.”After paying $500/ months for 26 month and I check my balance still I owe $5000. I do hope lendingpoint is straight forward lender. Not like “loan me”.
By Julian C.
Response from Credit Direct· Jan 25, 2021
We will be sure to pass this on to Sean! Thank you!
Received loan quotes from Credit Direct affiliates, despite having mediocre but OK credit. Universal Credit app was smooth sailing, they funded us in 3 days. One Main Financial took longer and wanted more documentation because they did a secured loan using one of the cars as collateral. Still, both loans funded within a week. There was a third loan offer but the interest rate was higher than what we wanted to accomplish. Bottom line we had $20K of loan offers against a request of 36K. Tyler followed up and made sure the process was going smoothly for us .
By Barbara N.
Response from Credit Direct· Jan 25, 2021
Thank you for the feedback!
Matt was fantastic very patient!! Wonderful!!!
By Patricia V.
Response from Credit Direct· Jan 25, 2021
Thank you so much!
Marco Lopez was very helpful and informative and was a pleasure to work with.
By Joseph C.
Response from Credit Direct· Jan 25, 2021
Thank you for the 5 star review!
