OMG IS ALL I CAN SAY!
OMG IS ALL I CAN SAY!! I applied and got approved of course. All I needed was a refrigerator and found a GE for a great sale price. The cut-throat portion was in the contract. I was given a small Ipad to stroll and initial next to each place where my name was. There were fees all over the place. Even when I told the sales lady I didn't want disability insurance, she still added it. Finally she removed it right!! That's not all. There was also a $137 insurance just in case someone broke in and took the thing (never heard of folks stealing a refrigerator), I was told to show proof of my homeowners insurance to remove it. Keep in mind I never made it to the end of the contract. That's when it hit me. Get out of there!! Don't walk, RUN!! For instance, the refrigerator was on sale for $1009.00 and with taxes and fees, it was $1700, and once the compiled interest of 29% per month plus the 33% A.P.R. (annual percentage rate) at the end of each of the 3 years, my total for the $1000 purchase would have been $2400. Don't forget the 20% down I paid that irritated them when I asked for my deposit back. My one hour experience was a nightmare. AND I WAS ONE OF THE LUCKY ONES, BEING ABLE TO CANCEL BEFORE THE NIGHTMARE BEGAN! PLEASE DON'T WALK, RUN!!!
By Sarah R.


