Great working with Zac
Great working with Zac! Always responsive and very knowledgeable. Highly Reccomend
By Oren
Monday, November 9, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
622 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
CIVIC delivers simple, honest, reliable lending for real estate investors. If you’re an experienced investor or a first-time borrower, with CIVIC you can go further.
CIVIC Financial Services (civicfs.com) has 622 customer reviews on The Fair Hearing, with an average rating of 4.7 out of 5.
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Great working with Zac! Always responsive and very knowledgeable. Highly Reccomend
By Oren
I was skeptical, but everything went really smoothly. Great communication. Closed very quickly.
By Karen
This was the smoothest closing I’ve ever been a part of. Jack Lupo is awesome- extremely responsive and transparent throughout the entire process. I will definitely be doing business again!
By Robert
Another great closing
By Mario
Brian and Kailyn were a pleasure to work with, their communication and responsiveness was amazing. They made the whole process quick and easy. I look forward to working with them in the future
By Paul Estrada PERE L.
Great service and assistance from my rep Randi, thanks!
By Peter
My first closed deal with Civic and loved the process! My rep Jackie Gonzalez was awesome and my processor Rebecca Potter was equally amazing and helpful! I’m excited to close many more deals with Civic and Jackie and Rebecca! Thank you for all your help and support all the way to closing! 🙂
By Clifford
My experience with your company has been excellent. The AE that worked with me is simply awesome, the entire staff have been very helpful, efficient and simply wonderful. In spite of all the hurdles and short time frame, they all came through and met the deadline for closing. Bravo! As a Real Estate and Mortgage Broker, this is my first experience with CFSI. I am so impressed, and will definitely bring and refer more deals to your company. Thank you very much.
By Fred