Good
Good experience. Longer process than expected. Reps are Kind & professional.
By IDL
Monday, November 9, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
622 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
CIVIC delivers simple, honest, reliable lending for real estate investors. If you’re an experienced investor or a first-time borrower, with CIVIC you can go further.
CIVIC Financial Services (civicfs.com) has 622 customer reviews on The Fair Hearing, with an average rating of 4.7 out of 5.
Showing 41 reviews with 4 stars · Clear filters
Good experience. Longer process than expected. Reps are Kind & professional.
By IDL
Great to work with.
By Kurt
Steven Fisher is 5 stars. Processing a bit less. I intend to bring my business to civic, and hope i can give them an overall 5 stars next time. Just to be clear i am giving steven fisher a 5 Star Ratig.
By Dan
Overall a good experience. Some communication issues that caused some redundancy in providing the information required, but overall a good transaction and was able to close within the timeframe given. They should probably be a little more upfront about the additional processing fees that are incurred on top of the points and interest.
By Dennis
First Thing: The Conditions needed to be cleared before to go to the appraisal Second Thing: The BPO not is good for the borrower the benefit only for Civic Financial Services more equity take Need change the appraisal policy and go back to the normal appraisal report. Arnold Podrebarac did good job ; Congratulations
By Elias
Got us to the closing table quickly.
By Victor
Fairly easy transaction. Thank you.
By Jennifer
We were reassured that closing would be on time. However we lost 1 week because of situations out of my control. I feel that could have been avoided if some questions were asked sooner. Now I will be fully prepared for that next time.
By Heather