Marie and Amy are wonderful to work…
Marie and Amy are wonderful to work with. They take care of business owners and listen to their needs.
By JUAN
Sunday, November 8, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
285 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
As the #1 direct lender for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products to fulfill your individual business goals.
ARF Financial (arffinancial.com) has 285 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
Showing 278 reviews with 5 stars · Clear filters
Marie and Amy are wonderful to work with. They take care of business owners and listen to their needs.
By JUAN
Don’t have one
By Ray C.
This the second time that I have used ARF! Both times they have been there for me in a time of need. Quick and efficient is how they operate. I would recommend their team when in need of working capital! Great Job!
By STM I.
I had an awesome experience with Marie, Amy and Valentina! They were able to provide my client with the right product for their business. They keep you informed of the process from beginning to end. And I received some awesome cookies to put a cherry on top. (smile) I am looking forward to establishing a long working relationship with ARF.
By Sondra
Celeste and her team are the easiest to work with and has a very simple streamlined process.
By Stalling Capital P.
It was a pleasure working with Laura Claydon at ARF Financial. Friendly, helpful and professional. And we were approved for our credit line!
By Nils
Great experience, easy to use, friendly experienced staff.
By Valerie
Amy and Marie are the best !! Everything runs seamless with them and I will keep working with them as long as I can !
By Thomas