Very efficient
Very efficient
By AF
Sunday, November 8, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
285 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
As the #1 direct lender for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products to fulfill your individual business goals.
ARF Financial (arffinancial.com) has 285 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
Showing 278 reviews with 5 stars · Clear filters
Very efficient
By AF
She is a rock star!!!!!
By Geoffrey
very good assistance in my loan
By Hector
Marie is a true professional in the lending industry! Her dedication to assisting clients is second to none. Her honesty and directness are what the world needs more of. I know I can always count on her and I am honored to have Marie as a partner. Thank you
By Ralph
I have worked with John Cosentino for years now and he has been outstanding. He is clear with ARF's guidelines and once we have an opportunity, he is diligent and accurate in his processing and follow-up. Absolutely great to have as a partner on these transactions.
By Joe
Very professional and easy to work with. Celeste is spectaulor.
By JAE
Marie goes above and beyond to help get things done!
By Ryan
Marie is one of the best relationship partners we have. Marie is extremely responsive and willing to help in anyway to get a deal done. We get her on the phone with our clients any chance we can. She provides a thorough overview or ARF's products for the client in a clear and concise manner. After which, the client has a complete understanding of the ins and outs and the process. I highly recommend doing business with Marie Lokmanyan at ARF Financial.
By Jeff Giannelli, SL Capital G.