fast
very reliable fast
By Muntazar
Sunday, November 8, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
285 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
As the #1 direct lender for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products to fulfill your individual business goals.
ARF Financial (arffinancial.com) has 285 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
Showing 278 reviews with 5 stars · Clear filters
very reliable fast
By Muntazar
Lauren was awesome!! I loved her follow-up, timeliness, assistance & professionalism!!
By Karen
Celeste Deal is the consummate professional and is positioned to help business owners in a diversity of industries. I highly recommend Celeste and ARF!
By Don
I was thoroughly impressed by the professionalism and courtesy that Celeste and Kim extended t me during this process. It went very smoothly, and I was pleased with the expediency of the information processing, and funding fruition. Very well done overall. Thank you.
By RLS
Treated me very well. Prompt service and follow up. Would recommend.
By Michael
They are very helpful and very fast and the interest is very good not to much at all I loved to work with them in future if I need any loan for sure I will come back to u guys
By Bakshish
Let me tell you - I was amazingly surprised - ARF went above and beyond to help my sponsor. They are extremely responsive and very friendly to work with. The sponsor was pleasantly surprised and very happy with the results - They have exceeded her expectations. May I say I was extremely happy as well as it's rare to work with such good people. Lauren Welch is by far the best!
By Sebastian
Marie was truly attentive to our client's needs. Our client had a language barrier, so communication wasn't easy as we navigated through the challenges of getting to the loan closing. But still Marie was able to overcome everything and was able to secure a nice loan for a grocery store that needed unsecured working capital. ARF gave our client a chance, and for that we are very pleased with their streamlined approach and will highly recommend many more clients to them.
By Jonathan