Marie was excellent throughout the…
Marie was excellent throughout the entire loan process. She was available for questions almost anytime during the day and evening. She truly made it feel like she cares about our business.
By John
Sunday, November 8, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
285 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
As the #1 direct lender for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products to fulfill your individual business goals.
ARF Financial (arffinancial.com) has 285 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
Showing 278 reviews with 5 stars · Clear filters
Marie was excellent throughout the entire loan process. She was available for questions almost anytime during the day and evening. She truly made it feel like she cares about our business.
By John
John Cosentino is the loan agent I worked with and he was wonderful. He answered questions promptly, was always available and it was very easy to discuss any matter.
By Patricia
Marie and her staff walked us through the process and was very proffessional. They were great to work with! Bill
By Bill
I have been doing business with ARF and Karen Coleman specifically for 3+ years now. She is hard working, solutions oriented, and extremely easy to work with. I would and do highly recommend Karen and ARF to any small business looking for working capital.
By Anthony
I've been in the industry for a few years and have worked with several different lenders/banks. Marie with ARF Financial is by far the best partner I have in the industry. She has gone above and beyond to help my client get the financing they needed to grow their business. One of the best things about Marie's character, she always puts the customer first!
By Izhak
Financing made easy and stress free! Great group of people to work with
By Kristopher
Very informative and knowledgeable person , rushed my case and closed it very fast.
By Raj
ARF is an exceptional company to work with. Marie is an action taker and get's things done for businesses quickly. I recommend using this business for all your unsecured working capital needs! They have way better rates then most.
By Zachary