Why to use this compAny
HAve used this compAny n dA pAst n usinG them AGAin now....they r honest n very customer service friendly....I recommend them hiGhly
By Gewahna O.
Sunday, November 8, 2026 · Customer reviews of US businesses

The Fair Hearing score
Great
22 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
APFSC is committed to offering the best debt management program available. We have met the highest quality standards and are committed to helping you get your finances back on track through counseling and education.
American Pacific Financial Services Corp. (APFSC) (apfsc.org) has 22 customer reviews on The Fair Hearing, with an average rating of 4.0 out of 5.
Showing 16 reviews with 5 stars · Clear filters
HAve used this compAny n dA pAst n usinG them AGAin now....they r honest n very customer service friendly....I recommend them hiGhly
By Gewahna O.
Very efficient and very helpful
By Ask a Lawyer On-Call C.
The customer service reps are always friendly and helpful
By Donna G.
I have been using them for about 3 years almost paid off my 6 cards Thank u Nancy rubin
By nancy R.
Very professional and helpful during a time I really needed help. Thank you!
By Mia D.
I recently had a fantastic experience with APFCU regarding credit card counseling. They helped me lower my interest rate significantly, making my payments much more manageable. The customer service team was truly wonderful—always friendly, knowledgeable, and ready to assist with any questions I had. The onboarding process was incredibly smooth, allowing me to transition seamlessly to their services without any hassle. I appreciate how they took the time to understand my financial needs and provided tailored solutions. Overall, APFCU has exceeded my expectations in credit card counseling, and I highly recommend them to anyone looking for reliable financial support and exceptional service.
By Ahmed S.
This process has been easy and painless to make good on a debt. I’m almost there and feel good about paying it back.
By Jan R.
Saved thousands of $. No hassle or bad credit reporting and got a 1.9% rate on credit card. Thank you to the team at APFSC.
By Gina H.