Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
51 reviews
12M Payday LoansSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
When having to pay unexpected bills with no cash, keep calm and apply with 12M Payday Loans to get in touch with lenders from in San Francisco, California. We provide professional connecting services for no hidden charges. You can get suitable loan products only at 356 N White Rd, San Jose, CA 95127. Do you still hesitate? Just fill in the application form and get a guaranteed approval decision on the same day even with bad credit.
12M Payday Loans (12mloans.com) has 51 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
Showing 42 reviews with 5 stars · Clear filters
satisfied with your company, thanks a lot for the best customer care, I hate borrowing money but with your its all nice and great
By penny J.
Response from 12M Payday Loans· Oct 1, 2022
Hi, Penny! We are happy that you had the best borrowing experience with us!
Good company for emergencies. All their employees are professionals that can make even an extremely bad day a bit better. Very supportive and polite. Thank you for your help and an outstanding customer service
By Stephan
Response from 12M Payday Loans· Aug 31, 2022
Hello Stephan! Thank you for your review, working with you is our pleasure
They were amazing all the way! It was very simple and fast and the offer was great too. Thank you 12MLoans for your outstanding customer service and the easiest $300 in my life!
By Sheldon
Response from 12M Payday Loans· Aug 31, 2022
Hi Sheldon! It's so nice of you to write such great words. You're always welcome
I've been working with twelve for a while now, and I can't say enough good things about it, I'm not sure where to start, but I guess I'll start with my branch manager. He's just the best—he's always there to help when I need it and he knows all the ins and outs of the company, so he can answer any questions I have. I also love that they offer best loans with low rates and no late-payment fees
By Kathryn H.
Response from 12M Payday Loans· Jul 29, 2022
Thank you, Kathryn for your review!
I needed cash to pay for my bills and other expenses. I searched online for the best company with the best customer care. I found these service and decided to give them a try. They were very professional, friendly, and helpful. I got my loan in less than an hour!
By Jimmy F.
Response from 12M Payday Loans· Jun 29, 2022
Thank you for your review! We're so glad that you enjoyed the service. We'll make sure to keep up the good work, and we hope to see you again soon.
I applied for a loan on a saturday and had the money in my account by monday morning. The process was very easy and their customer service was very helpful. I definitely recommend this service to anyone who needs money fast.
By Erika E.
Response from 12M Payday Loans· Jun 29, 2022
Thank you so much for your review. We make effort to provide you with the best service. We hope to see you again in our store!
no way to choose another company, I choose you, easy going ! thx
By Becky S.
Response from 12M Payday Loans· Jun 29, 2022
Thank you so much for your review. I'm so glad we were able to help you with your needs. We make every effort to provide our customers with the best service, and I'm glad that was reflected in your experience.
I've had a lot of bad experiences with payday loans, and I've been turned down for a lot of them. I always wondered if it was because I was bad at applying for loans or something like that, but then I realized: it's because I have bad credit. But then found you and you guys accepted it!
By Candice D.
Response from 12M Payday Loans· Jun 29, 2022
Thank you for your review! We make every effort to provide the best service possible, and we're glad to hear that you had a positive experience.
